The Medical Industry Leadership Institute is proud to announce a new “working paper” series. Carlson students have written these papers on topics relevant to today’s medical industry. This series will represent a small portion of the work done by Carlson students, both past and present. All working papers will be posted on our website (under Institute Publications). We hope that by posting papers on our website we will not only stimulate discussion but also contribute to advancing our knowledge of the medical industry.
The second paper, “Insurance Regulation: Is Increased Competition in the Health Insurance Industry Desirable?,” was written by Bryce Meyer, JD/MBA '10.
ABSTRACT:
The Affordable Health Care for America Act was passed by the United States House of Representatives on November 7, 2009. This Act removes the exemption from antitrust laws for health insurance providers and creates a National Health Insurance Exchange to increase competition and access for consumers to insurance coverage. This paper evaluates whether competition in the health insurance industry will be beneficial to consumers. Subsequent to this paper being written, the United States Senate passed the Patient Protection and Affordable Care Act on December 24, 2009, which will be discussed briefly in the appendix.
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